77 families get new homes after Kolhapur settlement undergoes transformation through PMAY’s beneficiary-led construction

Chhaya, on with 76 others from the aforesaid slum, are portion of the beneficiary-led operation programme of the Pradhan Mantri Awas Yojana -U (PMAY-U), which is the archetypal slum redevelopment task successful Kolhapur city.

“This location volition beryllium my hakkache ghar (my ain house,” adds Bhikaji Waidande (37), who lives with his nine-member household successful a 20×20-foot mud location and works arsenic a tract supervisor nether declaration with the Maharashtra State Electricity Distribution Company Limited (MSEDCL).

“For the archetypal time, I americium truthful blessed that we volition beryllium shifting to our caller location and person obtained each the paperwork and documents. Now, I tin rightfully accidental this is my house,” helium says, adding that arsenic portion of the project, each 77 slum dwellers person formed a cooperative lodging nine and appointed a contractor. “Now the lodging task is nearing completion,” helium said.

In this notified slum, determination are respective who trust connected regular wages from operation sites and industries and astir of the houses present were made of tin oregon cement sheets with mud oregon ceramic walls. Under the beneficiary-led operation vertical of PMAY-U, fiscal assistance to the tune of Rs 2.5 lakh is provided to eligible families belonging to EWS categories to conception caller houses.

The onshore ownership has to beryllium transferred to the idiosyncratic families oregon fixed connected lease to their cooperative lodging society. The slum dwellers past rise their ain funds via slope loans and get ineligible ownership of their houses .

“What is unsocial astir this task is that the onshore has been transferred arsenic idiosyncratic plots to each family, ensuring ineligible spot ownership rights for the residents,” Pratima Joshi, laminitis and enforcement manager of Pune-based Shelter Associates told The Indian Express.

Most of the BLC projects person benefitted lone those idiosyncratic families wherever they had ineligible ownership of land, Joshi said and explained that astir informal settlements get near retired of this vertical arsenic they are encroachments and deficiency tenure security.

“Often lodging stocks created nether the affordable lodging vertical of the PMAY-U are beyond their affordability, leaving residents of informal settlements extracurricular the ambit of tenured housing,” Joshi added.

The project- nether the aegis of PMAY -was facilitated by Shelter Associates, a civilian nine organisation acceptable up successful 1994 to amended the surviving conditions of the municipality mediocre successful India and supported by Satej Patil, Congress MLC and erstwhile Kolhapur District Guardian Minister who was instrumental successful ensuring that the slum dwellers were capable to avail loans for their caller homes.

When contacted, Patil told The Indian Express that assorted schemes person aimed to upgrade existing slums oregon relocate dwellers to caller lodging areas, often providing idiosyncratic homes. “However, this task stands out, arsenic 70-77 slum dwellers person been rehabilitated to their archetypal site,” said Patil, adding that they were instrumental successful procuring slope loans for bulk of the beneficiaries.

Joshi besides noted that portion the PMAY-U launched successful 2015 to guarantee affordable all-weather houses successful municipality areas does absorption connected slum-dwellers, determination are immoderate lacunae successful implementing the strategy astatine crushed level successful Maharashtra, particularly successful regards to the Beneficiary Led Construction (BLC) vertical of the scheme.

“The strategy is riddled with challenges similar administrative delays, incorrect onshore records, onshore ownership issues and ambiguous guidelines. Hence, it is simply a substance of pridefulness and joyousness that this is the lone slum redevelopment task being implemented nether the BLC- vertical of PMAY successful Maharashtra,” she said.