‘Aur banda gayab’: Divyanka Tripathi Dahiya on losing ₹12 lakh to trusted CA; how to protect yourself from getting scammed

She continued, “Toh woh aate the doosre sheher se. Ab unhone specified se banwaye kuch FD (fixed deposit), unhone kaha ki madam aap toh kharcha hullo nahi kar rahe ho toh aapka taxation ka kya hoga? Chaar cheques maine motion kiye the ek slope ke naam pe. Upar unhone merese kuch forms bharwaye… upar mera hullo naam hai aur slope ka naam hai. So helium said, ‘Baaki main bhar dunga madam… aap chinta mat karo.’ Sign kiya aur apna naam bhara 2-3 jagah… aur banda gayab. 12 lakh rupees the.” 

This highlights the value of fiscal literacy and doing inheritance checks connected those who are handling people’s finances. 

Key reddish flags individuals should ticker for erstwhile hiring a chartered accountant to grip their finances

Snehaishsh Das, quant concern expert, tells indianexpress.com, “Hiring a Chartered Accountant (CA) is simply a captious decision, arsenic they summation entree to delicate fiscal details.”

According to Das, present are immoderate reddish flags to look retired for:

Lack of Proper Certification: Always verify whether the CA is registered with the Institute of Chartered Accountants of India (ICAI), arsenic this is simply a mandatory qualification.

Unclear Communication: If the CA avoids answering nonstop questions astir their credentials, fees, oregon processes, it could bespeak dishonesty oregon incompetence.

Reluctance to Provide References: A trustworthy CA should person nary issues sharing references from past oregon existent clients.

Pressure to Sign Blank Documents: Asking clients to motion blank cheques, invoices, oregon forms is simply a large reddish flag. Always reappraisal documents thoroughly earlier signing.

Unreasonably Low Fees: While affordability is important, highly debased fees whitethorn bespeak inexperience oregon unethical practices.

History of Complaints: Look for online reviews, disciplinary actions, oregon complaints filed with ICAI (Institute of Chartered Accountants of India) to spot imaginable issues.

Protecting oneself from falling prey to scams portion managing taxes oregon investing successful fiscal instruments

Preventing scams requires vigilance, education, and unafraid fiscal practices. Always reappraisal documents cautiously earlier signing, debar blank cheques oregon forms, and guarantee transactions are conducted done verified platforms, stresses Das. Limit an advisor’s entree to funds without explicit consent and show your slope transactions for antithetic activity. 

Be cautious of schemes promising unrealistically precocious returns and support a steadfast skepticism. Regularly reappraisal fiscal statements to drawback irregularities early. Finally, put successful fiscal literacy to recognize taxation regulations, concern options, and communal scam tactics, empowering yourself to marque informed decisions.