Best cars for under £200: Discover the best cars to buy on finance, from family cars to sporty convertibles

WORRIED you can’t spend a caller car?  Low-cost financing from Sun Motors means you tin prime up a saloon car, convertible oregon SUV – each with a fixed and affordable monthly outgo of little than £200.

Shop sensibly, and for little than the terms of a fewer household takeaways a month, you tin instrumentality your prime from a immense scope of utilized car bargains.

Find a utilized car with Sun Motors

Don’t judge us? We’re going to showcase the best-used car bargains nether £200 per period today. 

You’ll spot that by buying wisely, you tin get the car you privation astatine a regular outgo you tin negociate astatine Sun Motors.

Representative Example – Personal Contract Purchase:
Cash Price £6,995.00, Deposit £2,000.00, borrowing £4,995.00 implicit 4 years astatine 12.9% Representative APR (fixed). 47 monthly payments of £95.09 followed by a last outgo of £2,365.00. Total outgo of recognition of £1,839.23 and full magnitude payable of £8,834.23. Based connected 8,000 miles per annum, excess mileage charges volition use if this is exceeded. Sun Motors are a recognition broker, not a lender.

Ten champion cars nether £200

Here’s Sun Motors’ enactment of the best-used cars disposable for little than £200 per month.

Fiat 500

The Fiat 500 is simply a fantastic metropolis car that delivers connected looks and performance.

A caller Fiat 500 would acceptable you backmost a rather staggering £24,000, but you tin pick up a 2021 Fiat 500 for little than fractional that with conscionable 8,375 miles connected the clock.

If you’re searching for a stylish and applicable metropolis centrifugal that’s economical and casual to park, determination are fewer amended than the Fiat 500.

Toyota Aygo

The Toyota Aygo is an award-winning compact metropolis car that comes with the Japanese brand’s estimation for bullet-proof physique quality.

The 72bhp, three-cylinder motor isn’t the astir powerful, but you’ll get an awesome 57-mpg return.

That means less trips to the substance pump. Styling is personal, but we emotion the look of the Aygo.

Citroen C3

The Citreon C3 is packed afloat of personality, says Autotrader. Entry-level models tin beryllium basic, but 1 of the benefits of buying utilized is the accidental to take from a wide scope of added extras, colours and trims connected the market.

Like the Aygo and Fiat 500, the C3 is economical, delivering large worth for money, says the trial squad astatine CarWow.

Despite its tiny size, it’s deceptively spacious making it large for tiny families.

Vauxhall Corsa

The Vauxhall Corsa is the classical archetypal car, with the exemplary successful accumulation for implicit 4 decades.

Today, the Corsa is simply a classy supermini that’s arsenic safe, reliable and inexpensive to insure arsenic it’s ever been. 

As good arsenic the bog-standard basal Corsa, you tin find much breathtaking models arsenic you determination up the specs, topping retired with the Ultimate, which packs successful a turbo-charged engine, LED matrix headlights and infotainment system.

SEAT Leon

A VW Golf without the terms tag is 1 mode to picture the SEAT Leon. Whatcar recovered the Leon bushed some the Golf and Ford Focus, crowning it its household car winner. 

You tin prime up a modular spec Leon, but we urge you put a small other for the FR (Formula Racing trim).

As good arsenic nicer outer and interior styling, you’ll besides get a punchier and much almighty engine. 

Peugeot 208

The Peugeot 208 is different amusive and functional metropolis car, with Autocar praising its unsocial looks and performance. The Peugeot 208 was Europe’s best-selling car successful some 2021 and 2022, truthful determination are plentifulness connected the utilized market.

We similar the petrol engine, but you tin besides prime up a diesel oregon axenic electrical mentation (known arsenic the e-208). 

Before buying, it pays to bash your research. There are 4 levels (Active Premium, Allure Premium, GT Line and GT Premium) with each offering antithetic features.

Nissan Qashqai

The Nissan Qashqai beauteous overmuch defines what a compact SUV is. Specs person changed since its motorboat successful 2006, but today, the Qashqai remains a fun, family-friendly and spacious SUV.

It’s arsenic fashionable arsenic ever, with the Qashqai the UK’s champion selling car successful 2022.

While £200 a period won’t get you a astir caller Qashqai, you tin prime up this 2019 exemplary for little than £185 per month.

Hyundai i10

Want a inexpensive and reliable household runaround? The Hyundai i10 regularly picks up awards and has been named champion metropolis car by Which? and Auto Express. 

In our opinion, it’s not arsenic stylish arsenic the C3 oregon Fiat 500, but it’s surely practical.

The 5-door car is amazingly spacious with the interior charismatic capable and casual to support clean.

The squad astatine Auto Express urge the Hyundai i10 1.2 Premium, with its (relatively) almighty four-cylinder motor worthy the extra.

Mercedes-Benz SLK

Yes, you work that right, you tin bargain a Mercedes-Benz SLK for little than £200 per month.

This chill and compact roadster features a fantastic retractable hardtop and timeless looks.

An AMG mentation is astir apt retired of your budget, but you should beryllium capable to prime up a good-used Mercedes SLK 200.

The model’s 1.8-litre four-cylinder turbocharged motor pushes retired 181 bhp. It’s the close equilibrium of show and affordable security premiums.

BMW 1 Series 

If a Mercedes-Benz SLK doesn’t bash it for you, a BMW 1 Series might. The basal BMW 1 Series is, arsenic it’s ever been, a susceptible household motor. Spend a spot more, and you tin get our favourite, the 1.6 118I SPORT. 

The rear-wheel thrust BMW 1 Series is amusive to drive, with the manual oregon automatic versions some reaching apical speeds of 140 mph. Drive a spot much sensibly, and you’ll get 48mpg. 

It’s premium driving without the five-figure price.

Standout cars disposable connected Sun Motors for nether £200

We’ve scoured Sun Motors to find a fewer of our favourite utilized car bargains for nether £200 per month.

BMW Z4 2.5 23i Convertible

Put down a deposit of £2,000 and you could beryllium driving this used Z4 for little than £120 per month.

The Z4 convertible is accelerated becoming a classical and this low-mileage illustration is successful fantastic condition. A red-leather interior complements the sleek achromatic finish. 

Whether it’s tearing astir with the apical down oregon cruising with it up, you’ll emotion driving this sporty BMW.

MG MG3 2020 (70)

A 70-plate car for little than £200 a month? This 2020 MG MG3 can beryllium yours today. The family-friendly SUV is packed afloat of operator tech, including Nav Vti-tech technology. 

The 1.5l motor is almighty capable for beauteous overmuch anything, doing 0-60 successful 8 seconds. With conscionable 20,629 miles connected the clock, you’ll beryllium buying a nearly-new car for little than fractional the database price.

Buying a utilized car? Find cars for nether £200 connected Sun Motors here.

Used car concern FAQs

How bash I cognize if I americium eligible for car finance?

Borrowing to bargain a car isn’t similar paying for a bundle holiday. You’re utilizing superior to bargain an plus – which reduces the hazard to the lender. 

This means that adjacent those with debased recognition scores whitethorn inactive beryllium capable to get utilized car financing.  

At Sun Motors, we specialise successful helping those with mediocre recognition unafraid finance.

The champion happening to bash is to find a car you’re funny successful and get successful touch. We tin supply a scope of options for astir each borrower, including those who whitethorn person had recognition refused successful the past.

Can I use for car concern if I person mediocre credit?

Sun Motors works with a sheet of lenders that volition recognize you and your recognition past and lucifer you with the champion deal.

Even if you’ve had credit refused successful the past, you whitethorn inactive beryllium capable to get financing for a caller car. 

Our proposal is to find a car you privation and past talk to our lenders. Before you bash that, wherefore not instrumentality immoderate clip to tidy up your recognition score? The MoneySavingExpert tract is simply a large spot to start.

What volition my monthly utilized car repayments be?

Your monthly repayments volition beryllium connected your idiosyncratic circumstances and recognition history, arsenic good arsenic the selling process of the car. 

It’s intolerable for america to supply details of however overmuch you’ll wage a month. It’s easier to get successful interaction truthful we tin chat done your options and outgo plans.

How to find a car nether £200 per month?

Sun Motors features an intelligent hunt function. Unlike different platforms wherever you’ll request to adhd loads of filters, conscionable hunt for the car you privation this way:

Ford Fiesta nether £200 per month

Click hunt and you’ll spot each the cars that acceptable that criteria for sale. It’s elemental enough, truthful wherefore not springiness it a effort today?

What cars are the easiest to finance?

The benignant of car you privation to bargain has nary interaction connected your likelihood of getting finance. 

What’s much important is ensuring that your recognition people is arsenic beardown arsenic it tin beryllium earlier applying for credit.

Motor Genius Group Ltd t/a Sun Motors (FRN 960504) is an Appointed Representative of The Compliance Guys Ltd who is authorised and regulated by the FCA (FRN 941360). Sun Motors are a recognition broker not a lender. Sun Motors enactment with a prime radical of lenders and volition person commission. The afloat details of however the committee arrangements enactment volition beryllium provided earlier you proceed with immoderate arrangement. Finance taxable to presumption and income. Terms and Conditions apply. The proposal we supply is not impartial owed to our commercialized relationships with lenders. ICO fig [ZB640135].