Makeshift ‘barriers’ using Tesco shopping bags & a dangerous error to avoid – DIY tips to protect homes from Storm Eowyn

Consumer newsman James Flanders explains what you mightiness beryllium due.

Power outages

If your powerfulness is disconnected for much than 24 hours pursuing atrocious weather, you are entitled to £80.

You volition besides get £80 if you are near without powerfulness for 48 hours owed to a "severe" storm.

After these clip frames, you'll get a further £40 for each further six hours you are without power, up to a maximum of £2,000.

How you tin assertion compensation varies depending connected your organisation web relation (DNO) - you tin find your DNO connected the National Grid's website.

You indispensable assertion powerfulness compensation wrong 30 days of immoderate powerfulness outage.

Storm damage

You whitethorn beryllium capable to marque a assertion connected your home insurance for tempest damage, but of course, this depends connected the benignant of screen you have.

The finer details successful your presumption and conditions volition uncover what precisely you are covered for.

Usually, some gathering and contents insurance cover against tempest and upwind damage, according to comparethemarket.com.

The Financial Ombudsman defines a tempest arsenic "generally involving" convulsive winds, usually accompanied by rain, hail or snow".

But galore insurers person their ain standards defining "bad weather", which you hold to erstwhile you instrumentality retired the policy.

Water outage

If you're near without h2o owed to atrocious upwind and it isn't restored by the clip the institution says it volition be, you're usually entitled to compensation of £20 for the archetypal 24 hours.

After this point, you should get an other £10 for each further 24-hour play you're near without moving water.

If your supplier doesn't nonstop you compensation wrong 20 moving days, you are entitled to an other £20.

However, determination are immoderate circumstances erstwhile your h2o institution doesn't person to wage compensation.

For example, if the upwind was terrible enough, it was not capable to conscionable its "standards".

Broadband and landline outages

Broadband and landline customers tin get wealth backmost from their supplier pursuing outages done the Automatic Compensation Scheme.

You don't person to inquire for compensation, and it should conscionable beryllium fixed to you automatically aft reporting immoderate issues.

Ofcom, the telecoms regulator, antecedently confirmed to The Sun the strategy applies if the responsibility is caused by atrocious weather.

Any compensation is sent arsenic a recognition connected your measure nary aboriginal than 30 days aft the contented occurred.

Landline and broadband customers tin get compensation if their work has stopped moving and is not fixed aft 2 afloat moving days.

For each calendar time that the work is not repaired aft this two-day period, the lawsuit receives £9.33.

Car damage

You'll lone beryllium capable to assertion connected your car insurance if it's afloat comprehensive.

Third-party occurrence and theft policies lone screen if your car is damaged by different conveyance oregon if your car is stolen oregon catches fire, according to Uswitch.

So if you're not afloat comp, you'll person to fork retired for harm caused by falling trees oregon fences from Storm Isha.

With a afloat comp policy, you'll inactive person to wage the excess - however overmuch that is depends connected however overmuch the argumentation is.

But carnivore successful caput that making a assertion could spot your premium complaint leap up.

Train delays

You tin get your wealth backmost if your bid is cancelled oregon delayed - but lone if you take not to question astatine all.

National Rail says your unused summons tin beryllium refunded, and you shouldn't beryllium charged a interest for this.

All summons types are refundable if you bash not question owed to disruption, according to the Office of Rail and Road.

You whitethorn beryllium capable to get compensation for bid journeys that person been delayed oregon cancelled owed to terrible weather.

All bid companies person adopted "delay repay", a nationalist strategy utilized to compensate you for unexpected delays - and sometimes this includes atrocious weather.

Passengers are entitled to compensation for immoderate hold of 15 minutes oregon much unless the hold is caused by planned engineering work.

How overmuch you get backmost depends connected however agelong the hold is and the benignant of summons you have.

You tin usually assertion online via the bid company's website and volition usually request a representation of your summons and accusation astir the bid work you were connected to claim.

Flight delays

When a formation is owed to depart from an EU airport, careless of the airline, oregon wherever an EU hose is owed to onshore astatine an EU airport, you are covered by EU formation hold and cancellation rules.

When your formation is cancelled, you're entitled to an alternate formation oregon a afloat refund - including a refund for the instrumentality leg.

If you opt for an alternate flight, it’s up to you whether to alert arsenic soon arsenic imaginable aft the cancelled formation oregon astatine a aboriginal date.

If you opt for a aboriginal flight, you whitethorn besides beryllium entitled to food, portion and accommodation if you person to enactment overnight.

Your hose whitethorn springiness you a voucher to redeem.

If you cannot interaction your airline, you whitethorn request to wage for accommodation yourself and assertion the currency backmost aboriginal - marque definite you support clasp of receipts.

If you were owed to question extracurricular the EU, interaction your hose arsenic what you're entitled to volition vary.

If your formation has been delayed for much than 5 hours and it's an EU flight, you are entitled to a refund if you nary longer privation to travel.

You volition besides get a refund for immoderate unused parts of your booking - for example, the instrumentality formation - and a formation backmost to your departure airdrome if you’ve already completed portion of your journey.

If you opt for this, support successful caput that you'll mostly nary longer beryllium entitled to immoderate further attraction and assistance.

Generally, you don't person a close to assertion further compensation if the origin of the hold oregon cancellation is atrocious weather.