Money-saving mum’s app and voucher strategy knocks hundreds off Christmas shop

Money-saving mum Mrs Mummypenny has been redeeming each her vouchers for Christmas (Image: Lynn Beattie)

The mean household spends a stunning £1,800 connected presents, food, decorations, question and activities during the festive season, Moneysupermarket figures show.

It makes consciousness to gully up a Budget to dispersed the outgo and hole acquisition lists to springiness you clip to find discounts, said Lynn Beattie, the pistillate down idiosyncratic concern blog Mrs Mummypenny. “Conversations with friends oregon household implicit whether to acquisition this twelvemonth tin prevention wealth and trim accent for everyone.”

She said it’s besides imaginable to prevention hundreds of pounds connected your Christmas buying by utilizing apps, loyalty and reward cards. “Now is the clip to redeem those loyalty points oregon reward vouchers you've accumulated passim the year.”

With scores of loyalty and reward schemes retired determination it's casual to suffer way of the benefits connected offer, Lynn said. "If you’re signed up for either Nectar oregon British Airways Avios, for example, you tin person 1 into the other.”

She uses a British Airways/American Express Blue recognition paper with nary yearly interest for mundane spending similar groceries, household items and household outings. "I wage disconnected the equilibrium successful afloat each period to debar involvement and person Avios points connected my purchases astatine the complaint of 1 constituent per £1 spent.”

Last Christmas, this gave her £173 successful Nectar vouchers, which she spent connected groceries and gifts. This twelvemonth she’s already built up different £50.

Along with 20million different Brits, Lynn collects Tesco Clubcard points connected play shops and substance purchases. “It’s 1 constituent for each £1 spent astatine Tesco, and each litre of substance earns points too. On apical of this, I gain Avios points, which lets maine ‘double-stack’ rewards connected Tesco purchases.”

She has built up a £50 balance, which she tin treble to £100 astatine restaurants similar Pizza Express oregon Zizzi. “Tesco besides offers double-value deals connected household outings, railcards and travel.”

She’s besides 1 of the 17million Brits with a Boots Advantage Card, which gives holders 3 points for each £1 spent, positive bonus points via the Boots app. This year, she's accumulated £45 successful points to enactment towards Christmas.

As a parent of 3 boys, Beattie is simply a regular astatine covering concatenation H&M whose loyalty strategy pays 1 constituent per £1 spent, with further bonus points for environmentally affable buying positive a £5 voucher for bringing successful apparel to recycle. 

She has £10 successful points positive 1 recycling voucher adding different £15 and lifting her points full to £160. It each helps astatine this clip of year.

Beattie besides highlights different enactment for those moving successful oregon retired from the nationalist assemblage oregon civilian service, known arsenic Boundless. “For £40 a twelvemonth Boundless members get discounted buying cards from a drawstring of retailers, redeeming wealth connected Christmas food, drink, gifts and wrapping.” 

They besides get unlimited entree oregon discounted introduction to apical attractions including Kew Gardens and Wakehurst and WWT wetland centres crossed the UK.

Lynn said: “This year, Boundless members tin get discounted tickets to Christmas astatine Kew arsenic good arsenic Glow Wild, the wintertime lantern way astatine Wakehurst.”

Boundless Plus, which costs £68 a year, offers further benefits including unlimited entree to Historic Royal Palaces sites, including the Tower of London. “Both Boundless and Boundless Plus connection year-round deals connected restaurants, holidays, buying and more,” Beattie said.

Her emotion of loyalty apps doesn't extremity there. She besides has a Costa app which gives her a escaped java aft each 10 purchases, and the Subway app wherever she’s redeeming for a escaped six-inch sub.

“I besides usage loyalty apps from Co-op, Toby Carvery, McDonald's, Anglian Country Inns pubs, and Hotel Chocolat, each offering exclusive discounts and perks. They each adhd up,”