If Americans were to unrecorded connected Social Security alone, the funds would tally retired successful conscionable a week successful immoderate large cities.
That is according to caller information from GOBankingRates, which analyzed however galore days the mean Social Security cheque would past a joined mates each period crossed 50 cities.
The benefits could agelong up to 19 days astatine the precise most, but would tally retired successful little than 10 days successful six densely populated cities.
In nary of the 50 cities successful the survey would a mates beryllium capable to past for an full period until the accomplishment of the adjacent payment.
The survey lays bare however precocious inflation and rising surviving costs are taking a toll connected seniors surviving connected a fixed income - and making it intolerable for millions to trust connected Social Security alone.
It comes arsenic the aboriginal of the benefits programme remains unknown.
Millions of Americans are waiting to spot if President-elect Donald Trump follows done connected his campaign committedness to chopped taxes connected Social Security benefits.
But experts person warned that the chopped would travel astatine a terms for the struggling finances of the program, which is presently owed to tally abbreviated connected funds by 2035.
Meanwhile, lawmakers person conscionable six weeks to get a bipartisan measure which overhauls parts of the program through the Senate and to President Joe Biden's table for him to motion it.
According to GOBankingRates, Social Security runs retired successful little than a week successful Irvine, California - the quickest of immoderate large city.
In Irvine, which is notoriously expensive, the benefits would tally retired successful conscionable 6.73 days.
This is followed by Fremont, California, wherever they would tally adust successful 7.02 days, San Jose, wherever Social Security would tally retired successful 7.5 days and San Francisco, wherever the funds would lone past 7.91 days.
In fact, 7 Californian cities - besides including San Diego, Los Angeles and Anaheim - are successful the apical 10 cities wherever Social Security would tally retired the quickest for the mean couple.
Fourth connected the database is Honolulu, Hawaii, wherever the benefits would tally adust successful 9.59 days, according to the study.
On the different extremity of the spectrum, a monthly Social Security cheque would past 19.38 days successful Saint Petersburg, Florida - the longest clip of the cities analyzed.
In Madison, Wisconsin, the funds would past 19.20 days, and successful Chesapeake, Virginia, they would agelong for 19.17 days.
For its analysis, GOBankingRates utilized the mean Social Security benefits for a joined mates successful each city, which it sourced from the Social Security Administration from August 2024.
It past utilized information from ranking tract Sperling's Best Places successful bid to find the cost of living in each place.
Starting successful 2025, the mean retired workers' payment volition beryllium astir $1,976 a month.
This is due to the fact that the Social Security Administration volition hike benefits by 2.5 percent successful January.
This uplift, known arsenic the cost-of-living adjustment, is based connected the complaint of inflation.
But since ostentation has begun to dilatory successful caller months, it is the lowest yearly summation since 2021.
Older Americans and elder groups person expressed their disappointment astatine the raise, which they accidental does not bespeak their changing expenses aft years of precocious inflation and terms hikes.
In Irvine, which is notoriously expensive, the benefits would tally retired successful conscionable 6.73 days
Starting successful 2025, the mean retired workers' payment volition beryllium astir $1,976 a month
The GOBankingRates survey lays bare however precocious ostentation and rising surviving costs are taking a toll connected seniors surviving connected a fixed income - and making it intolerable for millions to trust connected Social Security alone
Millions of Americans volition beryllium waiting to spot if Donald Trump follows done connected his run committedness to chopped taxes connected Social Security benefits
The survey comes arsenic economists person warned that Trump's plans for Social Security could weaken the solvency of the program, adding to its existing backing issues.
He has pledged to chopped taxes connected Social Security benefits, which astir 40 percent of retirees presently pay.
Just eliminating the taxation connected Social Security benefits, without making immoderate different changes to the programme successful bid to marque up for that nonaccomplishment successful revenues, would chopped into its already dwindling finances, experts warn.
Trump's plans would marque Social Security insolvent successful six years, according to the nonpartisan Committee for a Responsible Federal Budget.
That is 3 years sooner than existing forecasts.
At that time, beneficiaries would spot across-the-board cuts to benefits, which are relied connected by millions of Americans.
'We find President Trump's run proposals would dramatically worsen Social Security's finances,' the CRFB fund radical said successful a blog post last month.
Any changes to the programme would necessitate astatine slightest 60 Senate votes.
'It's hard for maine to ideate that Democrats would beryllium consenting to supply votes to get implicit that 60-vote threshold and weaken Social Security solvency,' Charles Blahous, elder probe strategist astatine the Mercatus Center astatine George Mason University, who has besides served arsenic a nationalist trustee for Social Security and Medicare, told CNBC.
'I deliberation a batch of Republicans would person heartburn astir it, too,' helium said.