10 cheapest cars to insure in the UK this year – including iconic hatchback and Seat that’s impressively roomy inside

A GROUP of motoring experts person unveiled the 10 cheapest cars to insure successful the UK for 2025.

According to CarGurus, drivers tin find a bully enactment of vehicles with low-cost insurance policies – without having to compromise connected practicality oregon definite carnal comforts.

When it comes to car insurance, vehicles are categorised into groups ranging from radical 1, the cheapest enactment typically reserved for tiny metropolis cars, to radical 50, which is the astir costly and mostly applies to high-performance models.

These security groups are determined based connected a assortment of factors, including repair costs, parts prices, modular information equipment, and information features.

To that end, present are 10 cars that autumn into the lowest security groups, offering immoderate of the astir affordable policies available.

Volkswagen Polo – Insurance Group: 1 (depending connected model)

The lower-powered 1.0-litre Polo, which produces a humble 79bhp, qualifies for radical 1 security - but bash beryllium cautious with higher-powered models, arsenic they autumn into higher security groups.

The Polo, which has been astir since 1975, is present successful its sixth generation, which launched successful 2017.

It remains a practical, high-quality tiny car with a spacious and refined interior.

What's more, it's the cleanable beginner-car for caller drivers.

Kia Picanto – Insurance Group: 1 (depending connected model)

The compact Kia Picanto is an fantabulous prime for inexpensive insurance, with immoderate automatic models qualifying for radical 1.

That said, CarGurus advises steering wide of the basal ‘1’ trim and opting for the ‘2’ trim, which includes features specified arsenic alloy wheels and aerial conditioning.

While the Picanto is perfect for metropolis driving, the tiny 66bhp motor isn’t peculiarly quick.

Older Picantos and the somewhat larger Kia Rio besides connection affordable options, and some are backed by Kia’s renowned seven-year warranty.

Nissan Micra (2017–2019) – Insurance Group: 1 (depending connected model)

One of Britain’s astir beloved superminis, the Nissan Micra, has aboriginal 1.0-litre models that suffice for radical 1 insurance.

While it’s not the quickest car, it offers fantabulous substance economy, modern styling, and a important five-star information rating.

The Acenta trim is the 1 to look retired for, arsenic it features extras specified arsenic clime power and touchscreen technology.

Volkswagen Up – Insurance Group: 1–2

The Polo’s smaller, quirkier sibling, the Up, is different amusive and nimble metropolis car that qualifies for radical 1 security – provided you take a 1.0-litre engine.

Impressively, contempt its compact size, the Up offers decent footwear abstraction and country for 4 adults.

Its VW-owned counterparts, the Seat Mii and Skoda Citigo, are astir identical and besides present likewise debased security costs.

Skoda Fabia – Insurance Group: 1 (depending connected model)

With its spacious, comfortable, and well-equipped entry-level models, the Skoda Fabia with a 1.0-litre motor is different centrifugal that qualifies for radical 1 insurance.

While it’s not the fastest car, it’s applicable and reliable, making it a large choice, peculiarly for younger drivers.

Ford Fiesta (2017–2022) – Insurance Group: 2 (depending connected model)

The nation’s favourite hatchback whitethorn person been discontinued successful 2023, but it remains a apical prime connected the second-hand car market.

In fact, last twelvemonth it was described arsenic the perfect metropolis car, with prices starting astatine nether £5,000.

The 1.1-litre Fiesta successful Style trim qualifies for radical 2 insurance, making it an affordable option.

The Fiesta has ever been a superb all-rounder, offering fantabulous handling and a amusive driving acquisition – which is apt wherefore it remains the UK’s best-selling car of each time.

Hyundai i10 – Insurance Group: 1–3

To suffice for radical 1 insurance, drivers should look for the previous-generation Hyundai i10, built from 2014 to 2019, with the 1.0-litre engine.

Despite its compact size, the i10 is practical, roomy, and comfortable, overmuch similar the Picanto and the Up.

For those funny successful the newer model, from 2019 onwards, it falls into radical 3 but comes with improved refinement and equipment.

Renault Clio – Insurance Group: 3 (depending connected model)

Almost arsenic iconic arsenic the Fiesta, the Renault Clio remains successful production, though the cheapest security options are recovered with older models.

Specifically, Clios with the 1.0-litre SCe motor are the astir affordable to insure, portion inactive offering stylish looks, a spacious beforehand cabin, and a ample boot.

Seat Ibiza – Insurance Group: 2 (depending connected model)

Much similar the narration betwixt the Picanto and the i10, the Seat Ibiza is intimately related to the VW Polo, sharing overmuch of the aforesaid technology.

The Ibiza, however, boasts sportier styling.

The 1.0-litre non-turbo engine, producing 79bhp, qualifies for radical 2 insurance, portion inactive offering a roomy interior, bully instrumentality levels, and fantabulous worth for money.

Dacia Sandero – Insurance Group: 4 (depending connected model)

Romanian shaper Dacia has built its estimation connected affordability, and the Sandero is nary exception.

Currently disposable from £13,795, the Sandero is acceptable for a flimsy terms summation successful 2025 but volition stay importantly cheaper than its rivals.

It’s besides 1 of the UK’s astir affordable caller cars to insure, adjacent successful its Essential trim, which includes features specified arsenic cruise power and a DAB radio.

Yes, it’s basic, but it’s besides applicable and highly economical to insure.