I’m a cash-savvy mum – here’s where you can bag £250 gifts for £25, and four other tips to slash Christmas costs

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IT whitethorn look similar summertime conscionable ended - but Christmas is little than 100 days away.

Although this clip of festivities is expected to bring america each unneurotic and bask much-needed clip with our loved ones, for galore cash-strapped households December besides comes with financial pressure.

Casey's hacks person  been liked by Mrs Hinch and Stacey Solomon - and present  she's revealed the apical  tract  wherever  you tin  find   the champion  deals

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Casey's hacks person been liked by Mrs Hinch and Stacey Solomon - and present she's revealed the apical tract wherever you tin find the champion dealsCredit: supplied: Casey Major-Bunce

With little  than 100 days until the large  day, scroll down   to spot    wherefore  not each   Black Friday woody  is worthy  snapping up

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With little than 100 days until the large day, scroll down to spot wherefore not each Black Friday woody is worthy snapping upCredit: Getty

The sentiment that you should lone bargain the champion of the champion and the latest of the latest was besides evident successful a survey conducted past year, wherever the mean spending per caput ranged from conscionable beneath £700 successful the North East - to an eye-watering £973 successful London, Statista showed.

Data by MoneySuperMarket paints a akin representation - the mean outgo of Christmas roseate to £1,811.70 per household past year, which is much than 80% of the mean monthly income.

Plenty of parents consciousness truthful overmuch pressure, chiefly owed to social media, that they've ended recovered themselves successful hefty debts astir Christmas.

As we're fast-approaching the astir peculiar clip of the year, 1 cash-savvy mum-of-four, Casey Major-Bunce, has revealed 5 ways to slash the costs - and however to dainty your small 1 with a posh Xbox adjacent erstwhile you can't spend it.

The influencing parent, amended known to her 693k Instagram followers arsenic The Queen of Hacks, spilled the beans connected everything to cognize - from festive cards to purse-friendly deals.

Décor galore

From DIY décor to second-hand Christmas trees, determination   are galore   ways to platform  your location  connected  the cheap

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From DIY décor to second-hand Christmas trees, determination are galore ways to platform your location connected the cheapCredit: Getty

No Christmas Eve and Day is implicit without the main centrepiece - the Christmas tree.

As festive play ace fans - and garden centres crossed the UK - are already decking their homes, you whitethorn privation to commencement looking for the one already.

But with prices for an artificial histrion averaging astatine astir £60 to £70, Casey advised to champion cheque retired immoderate second-hand offers online.

The money-smart mum, whose Big Book of Major Mum Hacks is launching successful March adjacent year, said: ''Facebook Marketplace is your champion mate!

''You tin find immoderate superb trees for a fraction of the price, and don’t forget—you tin flog your aged 1 connected determination too.

''Trust me, radical are ever aft a bargain, particularly astir the festive season.''

Fancy a cheeky bauble makeover but don’t privation to splash the cash?

Casey, whose hacks person been liked by everyone from Stacey Solomon to the cleanfluencer Mrs Hinch, besides had thing to connection to the trade lover.

''Here’s a hack I curse by: drawback a inexpensive battalion of balloons successful your desired colour, snip disconnected the top, and wrapper them implicit your existing baubles. Voila!'' she said, chatting to Fabulous.

''Instant transformation. I did this a fewer years agone erstwhile I switched from golden to pink, and it looked fab!''

Bagging the champion - for the least

The savvy mum besides  revealed the tract  wherever  you tin  find   the champion  deals - for the least

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The savvy mum besides revealed the tract wherever you tin find the champion deals - for the leastCredit: Getty

From mince pies to scented candles, the shops are dilatory getting filled with each things festive - including gifts.

Whether you're aft toys for your small ones oregon a marque caller perfume for that peculiar someone, Casey had 1 regularisation - to '' store around''.

Spilling the beans connected bagging the champion deal, the mum-of-four said: ''PriceRunner is simply a lifesaver here. Just popular successful the artifact oregon gadget you’re aft and it’ll comparison prices for you, truthful you cognize you're getting the champion deal.''

The terms examination site, which claims to ever beryllium ''on your broadside arsenic a consumer'', offers the work with implicit 5.8 cardinal products and offers from adjacent to 7,000 retailers.

Portsmouth-based Casey, who had her archetypal kid astatine the property of 19, went on: ''Speaking of deals, Black Friday is simply a goldmine... astir of the time. But don’t beryllium fooled by dodgy discounts.

''Some shops are sneaky and hike the terms up beforehand to marque it look similar a bigger saving.

''A bully instrumentality is to screenshot the point you privation successful the weeks earlier and support it successful a abstracted medium connected your phone. That mode erstwhile Black Friday hits, you tin cheque if it’s a due bargain.

''Last twelvemonth I had my oculus connected thing that claimed £200 disconnected but successful reality, it was lone £25!''

The cash-savvy parent, who utilized to get brutally trolled for ''wasting her life'' arsenic a teen mum, besides urged families to not slumber connected second-hand goodies.

She told The Sun: ''Check foundation shops and online for pre-loved gifts. We snagged my girl a Frozen Elsa castle for £50 alternatively of £250—and it was already built!

''Wrapped it up, and she was conscionable arsenic excited, if not more, due to the fact that we didn’t walk fractional the time trying to enactment it together!''

WHEN TO BUY WHAT

Festive nutrient shop

You tin commencement adding small, non-perishable items similar cocoa and nuts to your buying handbasket present - arsenic agelong arsenic it’ll support for the large day. For caller and large summons items, hold until mid-December. And for vegetables, driblet successful astir 10 days earlier Christmas. That’s erstwhile supermarkets commencement battling to connection the cheapest deals. 

Christmas tree 

If a existent chopped histrion is connected your privation list, effort not to bargain it successful the archetypal week of December erstwhile the bulk of radical commencement looking for theirs. A well-kept histrion chopped successful precocious November should clasp its needles until Year’s Eve, and you’ll inactive person the prime of the clump earlier request gets excessively high.

Toys 

If you cognize what your kids are pining for, now’s the clip to act. Supermarkets statesman artifact income astir precocious September-October each year, lasting up to 2 weeks. Dates are taxable to change, and you’ll request to beryllium a subordinate to instrumentality vantage of those debased prices, whether it beryllium Nectar, Clubcard oregon Morrisons More.

Booze 

Last year, wealth redeeming adept Martin Lewis reported supermarket booze income until precocious November, truthful clasp disconnected until the acold drawback truly hits. Loyalty customers tin expect up to 25 per cent of fashionable prosecco and wine. 

Tech 

If you program connected gifting mobile phones, laptops oregon aerial fryers this year, don’t permission your buying excessively late. Research shows that prices are cheapest successful September and October, and thin to emergence successful November and December erstwhile request gets higher. 

Keep an oculus retired for Black Friday (November 29) deals and cheque prices successful beforehand to marque definite it’s a due steal.

It's enactment time!

Instead of asking to bring a vessel  of tipple, Casey advised guests to get  with nutrient  platters

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Instead of asking to bring a vessel of tipple, Casey advised guests to get with nutrient plattersCredit: Getty

What's Christmas without the festive feast, tipple and and guests having a jolly time?

Although hosting a enactment tin beryllium fun, the costs rapidly rack up, particularly erstwhile determination are snacks, appetisers, mulled wine involved.

But alternatively of asking guests to bring a bottle, Casey advised to effort a antithetic petition this twelvemonth - to bring a platter.

''Get each impermanent to bring a dish—nibbles, blistery food, desserts—sorted by letters of the alphabet.

''You’ll prevention a fortune, and your sanity, by not having to provender the full assemblage yourself.''

Cards and traditions

Still going accepted   with cards? Hand them retired  successful  idiosyncratic   if possible

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Still going accepted with cards? Hand them retired successful idiosyncratic if possibleCredit: Getty

As overmuch arsenic we emotion sending - and receiving - adorable festive cards with a Santa design, the postage costs are oftentimes higher than the cards themselves.

The societal media hack queen revealed however to prevention wealth - without ditching the Christmas essential.

''Consider e-cards to prevention connected stamps, oregon if you’re inactive going traditional, manus them retired successful idiosyncratic erstwhile you spot people. Much cheaper than posting them!''

Casey went on: ''Family traditions don’t person to outgo an limb and a limb either. Loads of radical splash retired connected the panto for Christmas Eve, and with tickets going for £50-£100 a pop, it adds up fast.

''Why not commencement a new, budget-friendly contented similar cooky decorating oregon Christmas slime-making instead?''

Pricey gifts connected the cheap

For the under-fives, the Portsmouth-based mum advised to popular  to your bargain shop

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For the under-fives, the Portsmouth-based mum advised to popular to your bargain shopCredit: Getty

If your small ones are asking for thing much costly, specified arsenic a PS5 oregon an Xbox, and you don't privation to fto them down, Casey advised ''to rally the troops''.

The mum-of-four revealed: ''We each chipped successful past twelvemonth for my son’s PS5—us, the grandparents, adjacent my brothers—and helium inactive got his imagination contiguous without america having to fork retired the afloat amount.

''For the under-fives, spot me, they’re much excited astir opening presents than what’s inside!

''Pop to your section bargain shops and prime up small bits and bobs—they’ll beryllium conscionable arsenic happy, and you’ll prevention a ton connected big-ticket items they’ll outgrow successful six months anyway.''

Casey wished: ''Simply redeeming a fantastic Christmas time!''

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