Map reveals the 10 bank branches shutting before the end of the year as 7,000 ATMs disappear & 115 post offices to close

A TOTAL of 10 much slope branches are acceptable to unopen earlier the extremity of the year, starring to increasing fears astir customers' entree to cash.

It comes arsenic caller information reveals more than 7,000 ATMs person disappeared and 115 station bureau sites are acceptable to close.

According to Link, the ATM provider, 5 cardinal radical successful the UK inactive trust connected cash each day.

It recovered that the full fig of each currency machines fell from 53,791 successful 2021 to 46,097 successful 2024.

This includes some escaped ATMs and those that complaint a withdrawal fee.

By 2032, Link predicts the fig of escaped currency machines could autumn to 20,000, arsenic much radical displacement to paying digitally.

It comes arsenic the Post Office revealed it is looking to offload 115 branches wrong its 11,500 network.

A batch of consumers, peculiarly older people, besides trust connected Post Office branches to retreat and deposit currency and marque equilibrium queries. 

With precocious thoroughfare banks shutting thousands of branches, galore person been relying connected their section Post Office to entree cash.

Martin Quinn from Campaign for Cash antecedently said: "This is different nail successful the coffin for communities who trust connected the Post Office web for entree to currency services.

"The Government indispensable instantly request that this closure programme beryllium stopped, and dainty the Post Office web arsenic nationalist infrastructure."

Banks and gathering societies person closed 6,161 branches since January 2015 astatine a complaint of astir 53 each month, according to Which?.

The NatWest Group, which encompasses NatWest, Royal Bank of Scotland, and Ulster Bank, has closed 1,409 branches, making it the banking radical with the highest fig of closures.

Lloyds Banking Group, comprising Lloyds Bank, Halifax, and Bank of Scotland, has unopen down 1,216 sites.

Barclays is the idiosyncratic slope that has reduced its web the most, with 1,227 subdivision closures.

Which slope branches are acceptable to adjacent this year?

Ten slope branches are acceptable to unopen earlier the extremity of the twelvemonth alone, with dozens earmarked for closure aboriginal adjacent twelvemonth too.

This is made up of 7 Lloyds sites, 1 Halifax, 1 Bank of Scotland (BoS) and 1 Barclays branch.

Nine of the branches are located successful England and 1 is successful Scotland.

The afloat database of branches shutting earlier December 31 is arsenic follows:

• Lloyds, 125 High Street, Marlborough, England, SN8 1LU, 25/11/2024
• Lloyds, Market Square, Leighton Buzzard, England, LU7 1EU, 26/11/2024
• Halifax, 25 Westway, Maghull, England, L31 2PQ, 28/11/2024
• BoS, 13 Common Green, Strathaven, Scotland, ML10 6AQ, 03/12/2024
• Lloyds, 50 High Street, Ross-on-Wye, England, HR9 5HJ, 02/12/2024
• Lloyds, 13-14 Cornmarket, Thame, England, OX9 2BN, 02/12/2024
• Barclays, 55 Market Place, Richmond, England, DL10 4JH, 04/12/2024
• Lloyds, 6 Chesterton Place, Chester Road, Newquay, England, TR7 2RU, 04/12/2024
• Lloyds, 40 The Square, Market Harborough, England, LE16 7PA, 04/12/2024
• Lloyds, 44 St Peters Avenue, Cleethorpes, England, DN35 8HL, 05/12/2024

What to bash if your section slope subdivision closes

New rules from the Financial Conduct Authority (FCA) mean banks and gathering societies that unopen branches person to marque definite customers tin inactive get cash.

When they marque changes, they request to cheque if section communities volition beryllium near without important currency services, similar branches oregon ATMs, and hole immoderate large gaps.

Residents and assemblage groups tin besides inquire for a reappraisal of cash-access gaps, and the providers person to respond.

If large gaps are found, banks and gathering societies request to connection tenable alternatives, similar keeping branches oregon ATMs unfastened until caller ones are acceptable up.

Solutions tin see mounting up banking hubs, caller ATMs, oregon utilizing Post Office facilities to support currency services going.

The immense bulk of banking customers are moving online and don't request a carnal subdivision arsenic overmuch arsenic before.

But immoderate closures tin beryllium an contented for others, peculiarly aged radical successful agrarian areas who don't person entree to the internet.

However, if your section subdivision is acceptable to close, oregon has recently, you person immoderate options.

You tin transportation retired astir basal banking tasks astatine your nearest Post Office.

You won't beryllium capable to use for a loan or unfastened a caller slope relationship astatine erstwhile though.

You tin find your nearest Post Office subdivision by utilizing the locator instrumentality connected its website.

Plus, hundreds much banking hubs are acceptable to open to regenerate mislaid banking services pursuing years of wide subdivision closures.

Banking hubs connection a solution by allowing unit from aggregate banks to stock the aforesaid space, filling the gaps that subdivision closures left.

Banking hubs typically diagnostic a antagonistic work operated by the Post Office as standard, enabling customers to behaviour regular banking transactions conveniently.

Many banks connection a mobile banking service - wherever they bring a autobus to your country offering services you tin usually get astatine a carnal branch.

Other banks usage buildings specified arsenic colony halls oregon libraries to offer mobile banking services.

It's worthy contacting your slope to spot what services they person available, and erstwhile they might next be successful your area.

Do you person a wealth occupation that needs sorting? Get successful interaction by emailing money-sm@news.co.uk.

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