The 10 best UK towns and cities for buying a home with just a £20k salary

The 3rd spot and different for Scotland was West Dunbartonshire, with the mean worth of a location being £110,000 with an yearly wage of £20,770.

The remaining areas successful the database see Hartlepool, 4th with an mean terms of £114,100 and an yearly wage required of £21,550, Middlesbrough astatine £115,900 and £21,890 respectively, Kingston Upon Hull, North Ayrshire and Sunderland, wherever the yearly wage required to bargain a spot is £21,630, £21,660, and £23,000 respectively.

The mean values of the properties successful the database are successful crisp opposition to the emblematic terms of a UK home, which presently stands astatine £329,648.

Best UK towns and cities for purchasing your archetypal location (Image: Getty)

Building fiscal security, state and concern maturation are immoderate of the large reasons cited for galore desiring to ain their ain home.

Unfortunately, being a homeowner is simply a imagination for galore arsenic the cost of living situation continues to substance fiscal hardships for most.

Homeownership successful the UK has go the sphere of high-income earners lone arsenic location prices proceed to emergence portion incomes person seen little of a dependable increase.

In fact, according to Economics Help, existent location prices person risen 160 percent but existent incomes of the young person lone accrued 23 percent.

But these 10 places successful the UK person been deemed the astir achievable for those with a £20,000 salary.

Inverclyde is fig 1 with a wage of lone £20,040 needed to acquisition a location (Image: Getty)

A person’s net greatly impact their quality to ain a location mostly down to the costs associated with homeownership.

As of July 2024, 53 percent of UK adults ain their ain location which is equivalent to 27.9 cardinal radical crossed the country.

But what astir the different 47 percent? Turns out, barriers affecting location ownership mostly see accrued spot prices comparative to incomes.

According to information from Zoopla, provided exclusively to The Sun, Inverclyde sits astatine the apical of the database wherever buyers tin acquisition a spot with a wage of lone £20,040.

East Ayrshire besides featured connected the database with an mean location terms of £106,800. (Image: Getty)

With location terms values starting astatine lone £106,000, it's the cheapest UK portion located successful westbound cardinal Scotland.

This equates to those afforded to beryllium connected the ladder needing a wage of lone £20,040 annually - a modular magnitude banks and gathering societies mightiness lend.

Second spot went to East Ayrshire, with an mean location terms of £106,800.

Burnley was adjacent with an mean location terms of £120,100 requiring an yearly wage required of £22,680.