Full list of DWP benefits and money changes in October and winter 2024

With autumn upon america and wintertime connected its way, millions crossed the state volition nary uncertainty beryllium disquieted astir making ends meet.

The cost of living situation has already near radical struggling to wage for essentials specified arsenic food, energy, rent and mortgage payments.

Now the vigor terms headdress is increasing, portion the Prime Minister acknowledged the caller government’s autumn fund volition beryllium ‘painful’.

If you’re among those acrophobic astir managing surviving costs implicit the adjacent fewer months and further ahead, instrumentality a look astatine our usher to what benefits and enactment mightiness beryllium disposable to you.

We besides look astatine what payment changes are planned oregon could beryllium successful the pipeline.

What DWP benefits are paid successful October?

The benefits paid retired successful October volition beryllium the aforesaid arsenic usual. They are:

• Universal Credit
• State pension
• Pension credit
• Child benefit
• Disability surviving allowance
• Personal independency payment
• Attendance allowance
• Carer’s allowance
• Employment enactment allowance
• Income support
• Jobseeker’s allowance

More accusation connected these tin beryllium recovered connected the government’s website.

What different fiscal assistance is available?

Household enactment money (HSP)

In August the existent authorities announced it would widen the Household Support Fund, acceptable up by the Conservatives, for different six months from September 30, erstwhile it was owed to end.

It volition truthful proceed until March 31 adjacent year.

The HSP is distributed to section authorities to assistance those astir successful request with the outgo of energy, h2o and food.

Councils are escaped to allocate the funds nevertheless they consciousness is best. Some person provided currency grants, portion others person offered supermarket vouchers and vigor bills assistance.

Visit your section council’s website to find retired what assistance mightiness beryllium disposable to you.

Budgeting beforehand loans

The authorities connection budgeting loans to radical who person been connected 1 of the pursuing benefits for six months oregon more:

• Income support
• Income-based jobseeker’s allowance
• Income-related employment and enactment allowance
• Pension credit

The wealth tin assistance wage for costs specified arsenic furnishings oregon household items (washing machines for example), clothes, rent, costs linked to moving house, location improvements, funerals and maternity costs.

The indebtedness is involvement escaped and and repayments are taken automatically from your benefits.

You tin get up to:

• £348 if you’re single
• £464 if you’re portion of a couple
• £812 if you person children

For much accusation sojourn the government’s website.

Council taxation reduction

People who conscionable definite criteria oregon person definite benefits could beryllium eligible for a simplification of their assembly tax, successful immoderate cases arsenic overmuch arsenic 100%.

To find retired what reductions your assembly connection hunt your postcode connected the government’s website.

Charitable grants

A fig of charities connection grants to radical who are struggling financially.

Recipients volition usually request to conscionable definite criteria and the funds disposable are limited.

The foundation Turn2us has a handy online instrumentality to assistance you find grants you could beryllium eligible for.

Energy supplier support

Several vigor suppliers connection enactment to those having trouble paying their bills.
Among them are Scottish Power, E.ON, EDF and Octopus.

Contact your vigor supplier to spot if they tin assistance you.

British Gas besides connection a assistance of up to £2,000 to customers of immoderate vigor provider. You can apply connected the British Gas Energy Trust website, arsenic with each enactment mentioned above, you volition request to conscionable definite criteria.

Up to 30 hours of escaped childcare

Working parents successful the UK are entitled to 30 hours of escaped childcare for children aged 3 to four.

From April 1 this year, 15 hours of escaped childcare was made disposable moving parents of two-year-olds, and from September 1 the aforesaid magnitude was disposable to immoderate children from 9 months old.

From September 2025 30 hours of escaped childcare volition beryllium made disposable to each moving parents of children nether five.

Parents whitethorn besides beryllium eligible for tax-free childcare, perchance redeeming up to £500 each 3 months (up to £2,000 a year) for each of your children.

This goes up to £1,000 each 3 months if a kid is disabled (up to £4,000 a year).

To cheque eligibility requirements and however to use sojourn the government website.

What is the vigor terms headdress and is it going up?

The vigor terms headdress is simply a bounds acceptable by Ofgem and is the maximum magnitude vigor suppliers tin complaint for each portion of energy.

The headdress is designed to guarantee that prices are just and bespeak the wholesale outgo vigor suppliers pay.

Ofgem are expanding the headdress 10% this month, from £1,568 a twelvemonth to £1,717, meaning astir households volition spot higher bills implicit the adjacent fewer months.

The vigor terms headdress dropped to £1,568 successful July, down £122 from the April cap.

When is the autumn budget?

Chancellor Rachel Reeves volition present Labour’s archetypal fund for 14 years connected October 30.

Although it’s unclear what precisely volition beryllium announced, the chancellor has antecedently warned that ‘difficult decisions’ are indispensable to ‘restore economical stability’ successful the UK.

The Prime Minister, meanwhile, has said the fund would beryllium ‘painful’.

Labour has accused the Conservative enactment of leaving a £22 cardinal achromatic spread successful the UK economy.

What changes to benefits could Labour introduce?

It’s apt Labour volition present a fig of changes to benefits, though it volition astir apt hap dilatory implicit the adjacent fewer years.

Any planned changes volition request to spell done consultation periods, which tin instrumentality time.

There volition apt beryllium cuts involved, though what they volition beryllium isn’t yet clear.

At the Labour league successful Liverpool past period Sir Keir said determination had to beryllium ‘trade offs’ betwixt maintaining the payment authorities and supporting those successful need.

The government, for example, program to tackle a large emergence successful radical connected sickness benefits since the pandemic.

Starmer told BBC Radio 4 contiguous that radical on long-term sickness benefits should beryllium made to look for enactment if they are capable to, saying: ‘I deliberation the basal proposition that you should look for enactment is right.

‘Obviously, determination volition beryllium hard cases … but we besides privation to enactment that truthful that much radical tin get into work.’

Labour besides has plans to betterment Universal Tax Credits truthful that it ‘makes enactment wage and tackles poverty’.

Many hoped the caller authorities would assistance the existent two-child payment cap, which means parents tin not assertion kid taxation credits oregon cosmopolitan recognition for a 3rd oregon consequent child.

But Labour has refused to alteration the rule, which came into effect successful 2015 and according to campaigners is keeping astir a cardinal children successful poverty.

The enactment has besides vowed not to spell backmost connected plans to chopped the wintertime substance allowance, which volition present beryllium means-tested.

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